Governance & Legal

Institutional Master Terms of Service

Effective: January 2026 • Jurisdiction: Canton of Zürich, Switzerland

1. Software License Scope

Cogniloom grants subscribers a non-exclusive, non-transferable license to deploy our document intelligence pipelines within the agreed page throughput volumes and operator seat allocations defined in the executed Order Form.

2. Accuracy & Institutional Review

Cogniloom provides deterministic mathematical verification and coordinate bounding-box audit trails. However, the system is engineered to assist, not replace, designated institutional sign-off officers. Final underwriting commitments and statutory filings remain the responsibility of the licensed institution.

3. Service Level Agreements (SLA)

Cloud sovereign instances maintain a 99.5% (Starter) or 99.9% (Growth) service availability SLA. Enterprise air-gapped deployments include 24/7 dedicated engineering response for priority incident remediation.